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Facebook seems to be everywhere, there’s just no escape.

Whether it’s past boyfriends coming out of the woodwork, or finding yourself ‘tagged’ in some horrific drunken photo from yesteryear, Facebook is invading every part of our lives.

But now a finance charity has decided enough is enough and has called for an investigation into some of the ways Facebook is allowing advertisers to target its users.

Credit Action insists that some of the adverts pushing secured loans contravene advertising regulations by not initially giving potential customers all the necessary details.

The debt charity has now made a complaint to the Office of Fair Trading for fear that young Facebook users could get themselves into money trouble by taking out payday loans or logbook loans without first fully understanding the terms and conditions.