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If you want to be way cool, you need to get down with the kids and bag yourself a remortgage loan. With applications rising by 27% over the past year, there’s no funkier gang to be in. Everyone’s doing it, it’s the latest playground craze!

If, on the other hand, you’re a bit of a geek and the latest fashions simply pass you by, you may be more suited to getting a home buyer mortgage. Back in the day these were the hottest thing around, but huge declines in applications last year mean that now they’re only for the sad kids.

So there you go. If you want to be the coolest thing since the Rubik’s Cube, you know what to do. Word.