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The price of petrol is finally falling but people all over the UK are still struggling to balance their books.

With Christmas on the horizon it’s going to be even harder to pay the bills and the loans market is starting to see the effects of all this financial hardship. 

In fact, more people than ever before are applying for loans, which is why a whopping 1.5 million have seen their loan applications turned down by various money lenders in the last six months.

But panic not. As we talked about last week, the lenders are still lending their dough; they’re just being a little pickier about who they give it to.