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If you're a homeowner and your debt repayments are out of control, you've come to the right place - Accepted.co.uk

  1. Fill in your details and you could turn your expensive debts into a simple, low cost, managable loan.
  2. Search 100's of consolidation loan plans from 12 of the leading consolidation loan lenders in the UK.
  3. No matter what's happened in the past - mortgage arrears, CCJs or bad credit - you could still lower your monthly repayments, giving you the breathing space you need - Search now »

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Our interest rate is 10.5% APR Typical Variable (66% of our loans are at or under this rate). Licensed under the Consumer Credit Act 1974 - license number 549975. All loans subject to status.

WARNING: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME.

When consolidating debt, lower monthly payments can be achieved not only by getting a lower APR but also by extending the period over which the credit is given.

Extending the credit period will mean that you will pay interest over a longer period and that could result in an increase in the total cost of the loan.