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A massive sixth of all Britain’s households have taken out a loan or borrowed money on their credit card just to meet their day-to-day living costs, a top Scottish paper has revealed.

With the credit crunch firmly starting to take hold, people are finding it harder and harder to get by, and loans are often the only answer for many.

Finance experts are advising that people cut back on non-essential costs, but if you reckon a loan’s the answer for you, come and have a chat with us here at Accepted.co.uk.