30th Sep '08 - Child Safety Is Important

Posted on Tuesday, September 30th, 2008 at 11:47am
Child seats should be replaced after a car crash in case they are damaged, which could affect a child's safety, it is claimed.

Over 20 per cent of parents did not believe a child seat had to be replaced after a low- speed collision, Direct Line reveals, adding that one reason why parents did not buy a new seat is because an insurer would not pay out for one.

Secured loans could help parents cover costs including car insurance and child safety measures such as a car seat.

"What might seem like a minor accident can undermine your child's safety if you are involved in a subsequent collision. Even minor accidents can weaken restraints which are critical to protecting your child in an emergency," says head of car insurance at Direct Line Maggie Game.

Motorists should check whether their car insurers will pay for a replacement seat following an accident, which could prevent future injury, she adds.

The law states that youngsters must use a child seat until they are either 135cms in height or 12 years old.

Those struggling financially may want to consider secured loans, which use a home as security.

15.9% APR Typical variable

WARNING: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME. ALL LOANS SUBJECT TO STATUS.