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People living in Doncaster and Bristol using a loan to make home improvements may want to add some extra features to their property, after a study has found that these places are more at risk from burglary.

Meanwhile, seven out of the top 20 postcodes most likely to suffer from theft and burglary belong to London, moneysupermarket.com found, which could convince people to spend some of a loan on bolstering their home's security.

"As the evenings are drawing in and the clocks go back tomorrow night (October 25th), I urge homeowners to be extra vigilant when it comes to security for their homes," says Peter Gerrard, head of insurance research at moneysupermarket.com.

Furthermore, opportunistic thieves may take advantage of darker nights making home insurance as important as ever, he continues.

Replacing walls, buying new fencing and installing new front and side gates, as well as additional door and window locks, are all things that Norwich Union advises homeowners to do, which could be paid for by secured loans.

The value of a house may be taken into consideration when a lender decides how much a borrower can have.