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A lowering of energy prices for Britons will still leave them with a sky-high bill compared to what they received in January 2008.

Such is the assertion of uSwitch.com, which states that a ten per cent reduction in home heating prices will still leave households with an average annual energy bill of £1,164.

Indeed, people struggling to pay their bills or in need of some energy-efficient home improvements may want to take out a loan to cover the costs.

Commenting on the claims, Ann Robinson, director of consumer policy at the website, says that installing energy-efficient light bulbs and not leaving electrical items on standby can help households save pounds off their bills.

"You should also talk to your supplier to see if they can help you with a grant or funding towards more expensive energy efficiency steps such as insulating your home or getting an energy-efficient boiler," she adds.

But for individuals who are not eligible for a grant, secured loans could provide the financial injection needed to bolster the energy efficiency of a home.

In related news, Confused.com recently claimed that £160 a year could be saved off energy bills if the walls in a property were insulated.