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The over-55s are more savvy when it comes to carrying out energy efficiency measures to save money on their home heating bills.

Such is the assertion of Opus Energy, which found that compared to people aged under 25, the older generation are 25 per cent more likely to enjoy lower monthly energy bills.

Indeed, young and old alike may want to take out a loan to further boost the green ratings of a property, which may lead to a higher selling price should individuals decide to move.

While 66 per cent of the under-25s use energy saving lightbulbs, the baby boomers are one step ahead, with 88 per cent claiming to have such fixtures, the research reveals.

"It's clear that having lived through two recessions, our older generations are more adept at taking steps to save on their energy usage to cut their bills," claims Louise Boland, director at the company.

Meanwhile, taking out secured loans to carry out green home improvements may be an attractive move.

According to uSwitch.com, a ten per cent cut in home heating prices will still leave households forking out an average of £1,164 for their annual energy bill.