Stamp Duty Calculator
Calculate SDLT (England & Northern Ireland), LBTT (Scotland) or LTT (Wales) on your property purchase — including first-time buyer relief and additional property surcharges.
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Rates correct as of 2026. Always verify with your solicitor or conveyancer before exchange of contracts.
SDLT examples — England & Northern Ireland, standard rates
Click any row to load the property price into the calculator above.
| Property price | Standard SDLT | First-time buyer | Additional property | Effective rate |
|---|
SDLT rates 2026 — England & Northern Ireland
| Price band | Standard | Additional |
|---|---|---|
| Up to £250,000 | 0% | 3% |
| £250,001–£925,000 | 5% | 8% |
| £925,001–£1.5m | 10% | 13% |
| Over £1.5m | 12% | 15% |
First-time buyers: 0% up to £425,000, 5% from £425,001–£625,000. Standard rates apply above £625,000 or for purchases over £500,000 (no first-time buyer relief).
Frequently asked questions
SDLT must be filed and paid within 14 days of completion. Your solicitor or conveyancer normally handles this as part of the purchase process, adding the amount to their completion statement.
You qualify if you have never previously owned a residential property anywhere in the world — not just in the UK. If you're buying jointly, all buyers must be first-time buyers to claim the relief.
Yes — if you paid the higher rate because you owned another property, and you sell that property within 3 years of your new purchase, you can apply to HMRC for a refund of the surcharge.
This calculator uses residential rates. Different rates apply to commercial or mixed-use properties. Scotland (LBTT) and Wales (LTT) have their own land transaction taxes instead of SDLT.