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Mortgage guides
First-time buyer guides, remortgaging advice and how to get the best rate on your UK mortgage.
First-time buyer guide
Everything you need to know before applying for your first mortgage.
By David Morris Read guide →
How much can I borrow?
Income multiples, affordability rules and what lenders look at.
By David Morris Read guide →
Fixed vs tracker rate mortgages
The pros and cons of each, in plain English.
By David Morris Read guide →
Getting a mortgage with bad credit
Realistic options if your credit history is less than perfect.
By David Morris Read guide →
Remortgaging explained
When to remortgage, how it works and where you can save.
By David Morris Read guide →
Help to Buy explained
Schemes for first-time buyers and how to qualify.
By David Morris Read guide →
Mortgage fees explained
Arrangement, valuation, broker fees — what each one is and what they cost.
By David Morris Read guide →
How long does a mortgage application take?
Realistic timelines for offer, exchange and completion.
By David Morris Read guide →